What happens if an insured plan loses grandfather status?

Insured plans need to determine the importance of grandfather status compared to the additional regulation for non-grandfathered plans.  As a practical matter, insurance providers will likely make this decision, but the employer should be aware of these issues.  We recently discussed the implications for …

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Are applications for the Early Retiree Reinsurance Program being accepted yet?

Yes.  On June 29, the Department of Health and Human Services (HHS) began accepting applications.  HHS posted on its website the Official Early Retiree Reinsurance Program (ERRP) Application, application instructions, FAQs about the program, and a new document “Application Submission Dos and …

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What health care reform changes should employers be thinking about right now?

The following health care reform changes are already effective for 2010: For federal tax purposes, imputation of income no longer required for health coverage of children age 26 or younger Breaks required for nursing mothers Adoption assistance program limit can be increased Early Retiree Reinsurance Program …

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